Mobile Commerce: Definition, Advantages & Disadvantages
Chances are, you’re one of the more than 6 billion people on the planet that owns a smartphone. You may even be reading this on a mobile device! As such, it’s safe to assume you already know how much of an impact that device has...
How Biometric Authentication is Shaping the Future of Mobile Banking
Biometrics, a form of measuring physical characteristics to verify one’s identity, was once a form of cutting-edge technology seen only in sci-fi movies. But with the increasing rates of reported fraud, many organizations are being pressured to find better security options and biometric authentication seems...
How FinTech is Transforming The Insurance Industry
Despite the financial service industry’s complicated environment, there is a wealth of opportunity to improve customer experience within the FinTech space. From signups to underwriting, the traditional FinServe (Financial Service) industry has a great deal of room for improvements. FinTech has been around for about...
Mobile Banking: Disruptive Technologies & The Outlook For Banks
With the FinTech industry shaking up the established order and mobile banking on the rise, banks are facing a unique environment, presenting both threats and opportunities. As new technologies enter the market and consumers demand more flexibility and better experiences in their financial activities, it’s...
How to Create a Better Mobile Checkout Experience
There’s been a steady growth in mobile shopping as people are becoming more confident with their mobile purchases. For many retail apps, however, customer conversion rates remain low. Shoppers are transitioning from their personal computers to their mobile phones and now have a whole new...
How Secure Are NFC Mobile Payments?
While NFC is a driving force behind the evolution of mobile payments, for many security remains a big point of concern. Consumers want to ensure their data - and their money - is safe. Merchants want their systems and customers protected. The same goes for banks...
The Challenges & Opportunities of Integrating Apple Pay
We all understand the pains of new technologies at initial launch. Every development company must learn the ins-and-outs of how a new technology works and how to implement it into the corresponding environment. Apple Pay is no different. What Do I Need Before Integrating Apple Pay? Via...
What is HCE?
Host Card Emulation (HCE) is a technology that allows for the replication of a physical, contactless smart card using software. In the context of mobile payments, it is used to complete transactions via near field communication (NFC). Anybody who has used a contactless credit card (Visa...
Third Party vs. Branded Mobile Payment Apps
Mobile payments have been ramping up in 2015. Android Pay, Apple Pay, Samsung Pay – merchants have a lot of choice, and customer demand for mobile payment options is rising. But are these mobile payment systems better than creating a branded mobile payments platform? With the...
How We Built A Touchless Payments Platform (Before Google Did)
There’s been a lot of chatter about Google Hands-Free Payments since it was announced at Google I/O 2015. Truly touchless payments? Not having to even touch your device to pay? It’s a pretty exciting idea...