Open vs. Closed Loop Mobile Payments
It seems that for any major tech development, both open systems and closed systems are in play and in opposition. In the hotly contested mobile payments space, once again we are seeing this debate manifest. Except in this context, it is a matter of open vs....
Mobile Payment Transactions: BLE or NFC?
The mobile payments and retail industries have been buzzing on the debate of which data transfer technology is best suited to carry out mobile transactions: BLE or NFC. On one side, companies such as PayPal and Apple are promoting BLE beacons to carry out contactless...
The Future of Mobile Payments in Canada
The mobile payment industry has been evolving rapidly as of late. Google introduced host card emulation (HCE) in Android 4.4, Visa and MasterCard officially threw their support behind HCE last month and most recently, EMVCo released their framework for tokenization. What this means for mobile payments is standards...
Mobile Pre-Order Pre-Pay – AKA “Line Busting”
Using a smartphone app to order food from your favorite burrito chain just got a whole lot more convenient. Ordering food (and paying) via the Internet has been around for years. Ordering with your smartphone is a relatively new practice (pre-order) but paying with your credit card...
Visa and MasterCard Officially Embrace Mobile Payments
Mobile payments could be ready to take off! This week Visa and MasterCard announced they would support host card emulation (HCE). By supporting HCE, they side stepped mobile payment barriers like the “Secure Element” and effectively simplified the mobile ecosystem. What is Secure Element? Traditionally, NFC transactions were...
Clearbridge Mobile and Tim Hortons: First to Tap & Pay With NFC
At Clearbridge Mobile, we create immersive mobile experiences across all platforms for clients across many industries. Our world-class team of developers and mobile strategists evaluate, design and implement solutions using a broad range of technologies to ensure our clients remain atop of mobile trends. This article...
What is Closed Loop Mobile Payments and Why Do You Need it Now?
What is Closed Loop Payment? Closed loop payments allow consumers to load money into a spending account that is linked to a payment device such as a gift card for a specific company (and only that company). Mobile closed loop payment applications are now enabling consumers...
Mobile Payments – Googles Opening Salvo – Apple Waiting to Jump in
Mobile Payments - Googles Opening Salvo - Apple waiting to jump in Tim Hortons has shown that NFC mobile payment on BlackBerry is a game changer. Customers embrace it and ultimately - it improves the bottom line. Jump starting NFC mobile payments Google opened up Host Card Emulation on Android...
Tap & Pay Becoming a Mass-Market Reality with Android 4.4
The launch of Android OS 4.4 (code named KitKat) has opened up a plethora of new ways to use mobile devices. One of the new features that has Clearbridge really excited is Google opening up the Near Field Communication (NFC) capabilities. Now, secure NFC transactions...